SIP Calculator

Find out what a disciplined monthly investment could grow into.

Monthly investment

₹

Expected annual return

Investment duration

yrs

Total value

₹23,23,391

Invested amount

₹12,00,000

Estimated returns

₹11,23,391

Growth over time

How the SIP calculator works

A Systematic Investment Plan invests a fixed sum every month. Each instalment compounds for a different length of time, so the maturity value uses the future value of an annuity-due formula.

FV = P × [((1 + i)^n − 1) / i] × (1 + i)

Where P is the monthly instalment, i is the monthly rate (annual return ÷ 12 ÷ 100) and n is the total number of months. Returns are indicative; actual mutual fund performance varies.